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NOTICE ON PROHIBITED USE – RESTRICTED PERSONS
THE SERVICES ARE NOT OFFERED TO AND MAY NOT BE USED BY: PERSONS OR ENTITIES WHO RESIDE IN, ARE CITIZENS OF, ARE LOCATED IN, ARE INCORPORATED IN, OR HAVE A REGISTERED OFFICE IN ANY RESTRICTED TERRITORY, AS DEFINED BELOW (EACH, A “RESTRICTED PERSON”). WE DO NOT MAKE EXCEPTIONS. IF YOU ARE A RESTRICTED PERSON, DO NOT ATTEMPT TO USE THE SERVICES. USE OF A VIRTUAL PRIVATE NETWORK (“VPN”) OR ANY OTHER MEANS INTENDED TO CIRCUMVENT THESE RESTRICTIONS IS PROHIBITED. For the purposes of these Terms, “Restricted Territory” means Cuba, Iran, North Korea, Syria, Russia, the Crimea, Donetsk People’s Republic and Luhansk People’s Republic regions of Ukraine, and any other country or jurisdiction subject to U.S., EU, UK, or other applicable sanctions or embargoes.IMPORTANT NOTICE REGARDING ARBITRATION
FOR U.S. CUSTOMERS: WHEN YOU AGREE TO THESE TERMS YOU ARE AGREEING (WITH LIMITED EXCEPTION) TO RESOLVE ANY DISPUTE BETWEEN YOU AND COMPANY THROUGH BINDING, INDIVIDUAL ARBITRATION RATHER THAN IN COURT. PLEASE REVIEW SECTION 17 “DISPUTE RESOLUTION” CAREFULLY.1. Agreement to Terms
By using our Services, you agree to be bound by these Terms. If you do not agree to be bound by these Terms, do not use the Services. Where you access the Services through a Platform, your relationship with that Platform is governed by the Platform’s own terms; these Terms govern your use of Calm’s technology.2. Privacy Policy
Please review our Privacy Policy, which also governs your use of the Services and explains how we collect, use, and share your information. By using the Services, you agree to the collection and use of information in accordance with our Privacy Policy.3. Changes to these Terms or the Services
We may update the Terms from time to time in our sole discretion. If we do, we will let you know by posting the updated Terms on the Website and/or App and may also send other communications. If you continue to use the Services after we have posted updated Terms, you accept the changes. Because our Services are evolving, we may change or discontinue all or any part of the Services at any time, at our sole discretion, and except for deposits already in flight without notice.4. Who May Use the Services?
4.1 Eligibility
You may use the Services only if you are 18 years or older, capable of forming a binding contract with Company, not a Restricted Person, and not otherwise barred from using the Services under applicable law.4.2 Compliance
To protect the integrity of the Services, we reserve the right, at any time and in our sole discretion, to block access to the Services from certain IP addresses, wallet addresses, unique device identifiers, or geographic locations, and to decline to process any deposit.5. About the Services
5.1 Service Description
The Services provide deposit and payment orchestration technology that lets you fund accounts on Platforms built on the Hyperliquid and other blockchains. The Services may enable you to:- Initiate deposits from supported funding sources, including bank transfer (e.g., ACH and wire in USD, SEPA in EUR, Faster Payments in GBP), Cash App, payment cards (where available), digital-asset transfers, and connected exchange accounts;
- Have deposited value converted to and delivered as USDC on the Hyperliquid network (HyperEVM and/or HyperCore) to the destination address or account designated in the flow;
- Complete identity verification required for the relevant funding method;
- Monitor the status and history of your deposits;
- Access informational materials related to funding and deposits.
5.2 Non-Custodial Nature; Role of Regulated Partners
IMPORTANT: Company does not hold, custody, control, or manage your funds or digital assets. Payment processing, currency conversion, custody of funds in transit, and settlement are performed by regulated third-party providers integrated with the Services (“Regulated Partners”), under their own licences and terms. By initiating a deposit you may also be required to accept a Regulated Partner’s terms of service, and you authorize the sharing of information with Regulated Partners as needed to complete your deposit. Calm is not a bank, money transmitter, custodian, exchange, broker, or investment adviser.5.3 No Investment or Advisory Services
Company does not provide investment advice, portfolio management, brokerage services, or financial recommendations. Company does not act as an investment manager, exercise discretionary authority over assets, pool funds, or provide fiduciary services. Trading and holding digital assets involves risk, and you are solely responsible for your decisions on any Platform.5.4 Third-Party Infrastructure
You understand and acknowledge that: Platforms, Regulated Partners, blockchain networks (including the Hyperliquid network), and other third-party protocols and infrastructure operate independently from Company; Company has no ability to reverse, cancel, or modify blockchain transactions once initiated; Company is not responsible for the functionality, security, or performance of third-party systems; and third-party risks include bugs, exploits, outages, insolvency events, and operational failures.5.5 Wallet Connection and Screening
When you connect a non-custodial wallet to the Services (including via Privy, Wagmi-compatible wallets, or Dynamic): we may collect and log your publicly available blockchain address; we may screen your wallet for illicit activity using blockchain analytics providers; we do not custody or control your wallet or private keys; and you remain solely responsible for wallet security.6. Identity Verification and Compliance
6.1 Verification
Certain funding methods require identity verification (“KYC”) before you can transact. Verification is performed by Company’s Regulated Partners and may include collection of your name, date of birth, address, government identification, a liveness check, and for certain U.S. flows tax identification information. You agree to provide accurate, current information and to keep it updated.6.2 Screening; Holds
You and your transactions may be screened against sanctions and other watchlists, and monitored, by Company and/or Regulated Partners. Deposits may be delayed, declined, held, or (where technically possible before settlement) reversed where required to comply with law, a Regulated Partner’s requirements, or risk and compliance policies. Company may suspend or terminate access for failed or refused verification.6.3 No Circumvention
You will not circumvent, disable, or interfere with identity verification, screening, or other compliance controls, including by using a VPN to misrepresent your location or by providing false information.7. Deposits, Transactions and Fees
7.1 Execution
Deposits are processed and settled by Regulated Partners and/or executed on blockchain networks. Company does not itself process payments or execute blockchain transactions. Quoted amounts, delivery times, and availability of any funding method may vary and are not guaranteed.7.2 Fees
You agree to pay the fees disclosed to you in the deposit flow before you confirm a transaction, which may include: a service fee charged by Company or the Platform; fees or spreads charged by Regulated Partners; card network fees; and blockchain network (gas) fees. Fees vary by funding method and are shown before confirmation. Except as required by law or expressly stated, fees are non-refundable.7.3 Failed Payments; Refunds
If a deposit cannot be completed (for example, an incorrect amount, an expired transfer window, or failed screening), the funds will be returned to the originating source where reasonably possible, net of unrecoverable third-party costs, in accordance with the applicable Regulated Partner’s procedures.7.4 Chargebacks
Where card payments are available, disputes and chargebacks are handled by Company’s card partner. Initiating a chargeback for a deposit that was delivered as described is a violation of these Terms and may result in your access being restricted or terminated.7.5 Transaction Finality
Blockchain transactions are generally irreversible. Once USDC has been delivered to the designated destination on the Hyperliquid network, Company cannot cancel, reverse, or recover it. You are solely responsible for confirming the destination designated in your deposit flow.7.6 Taxes
You are solely responsible for determining and paying any applicable taxes arising from your use of the Services.8. Prohibited Uses
You will not use the Services to: violate any law, including anti-money-laundering, counter-terrorist-financing, and sanctions laws; deposit funds derived from unlawful activity; act on behalf of a Restricted Person or undisclosed third party; interfere with or attempt to reverse-engineer the Services; or engage in any activity prohibited by a Regulated Partner’s policies.9. Intellectual Property
The Services and all related content are owned by Company or its licensors and protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Services for their intended purpose. If you provide feedback, Company may use it without restriction.10. Third-Party Links and Services
The Services may contain links to, or be embedded within, third-party services, including Platforms. We are not responsible for their content or practices, and your use of them is governed by their own terms.11. Warranty Disclaimers
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND. COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. COMPANY DOES NOT WARRANT THE AVAILABILITY, PERFORMANCE, OR SECURITY OF ANY PLATFORM, REGULATED PARTNER, BLOCKCHAIN NETWORK (INCLUDING THE HYPERLIQUID NETWORK), OR DIGITAL ASSET. DIGITAL ASSETS, INCLUDING STABLECOINS, MAY EXPERIENCE VOLATILITY, DEPEGGING EVENTS, OR LOSS OF VALUE, AND COMPANY MAKES NO GUARANTEES ABOUT VALUE OR PERFORMANCE.12. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, COMPANY WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, DATA, OR GOODWILL. COMPANY’S TOTAL LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES SHALL NOT EXCEED THE GREATER OF (A) $100 AND (B) THE FEES YOU PAID TO COMPANY IN THE TWELVE (12) MONTHS BEFORE THE CLAIM.13. Indemnification
You agree to indemnify and hold Company harmless from claims arising from: your use of the Services; your violation of these Terms; your violation of laws or third-party rights; and any deposit you initiate.14. Termination
We may suspend or terminate your access to the Services at any time, including for failed verification, compliance reasons, or violation of these Terms. Upon termination, all licenses granted to you cease immediately. Sections that by their nature should survive termination will survive.15. General Terms
These Terms, together with the Privacy Policy and any terms presented in a deposit flow, are the entire agreement between you and Company regarding the Services. If any provision is held unenforceable, the remaining provisions remain in effect. Company’s failure to enforce a provision is not a waiver. You may not assign these Terms; Company may assign them in connection with a merger, acquisition, or sale of assets.16. Governing Law
These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-laws principles, except that Section 17 is governed by the Federal Arbitration Act for U.S. customers.17. Dispute Resolution
FOR U.S. CUSTOMERS: Except for small-claims matters and requests for injunctive relief, any dispute arising out of these Terms or the Services will be resolved by binding, individual arbitration administered by [JAMS / AAA] under its applicable rules. YOU AND COMPANY WAIVE ANY RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION. You may opt out of this arbitration provision within 30 days of first accepting these Terms by written notice to [kadar@calmtreasury.xyz]. For customers outside the U.S., disputes will be resolved in the courts specified in Section 16 unless mandatory local law provides otherwise.Contact: Conduit Zero Technologies Inc., 131 Continental Dr Suite 305 Newark, DE, 19713 US · [kadar@calmtreasury.xyz]